Portfolio Construction
What a Diversifier Is For
September 14, 2026
“Diversifier” is often used as a label—bonds, gold, commodities, alternatives—as if the name were the hedge. It is more accurate to treat a diversifier as a job in a portfolio design. This note distinguishes three jobs investors routinely collapse into one word: ballast, crisis-following, and real-asset shock. Calendar 2022 is a public test of that distinction, and of why average correlation with equities is not a substitute for a job description.